PACS Development cell:

PDC was introduced by NABARD in 2012 for tenure of 3 years, after that bank has been continued PDC with own fund. Under PODF scheme bank has disbursed Rs.14.43 crore to 35 PACS. NABARD has been sanctioned Rs.2.78 crore to 6 PACS directly for infrastructure. Diversified business activities are implemented in PACS by PDC viz. RTGS/NEFT, Pure drinking units, Solar units, E-stamping, Direct agency for fertilizer distribution, gold loan and milk parlor.

PACS as Multi Service Co-operative (MSC) Scheme:

The Bank has implemented the PACS as MSC under Central Govt./NABARD Scheme. Under said scheme Rs.24.72 crores sanctioned to 63 PACS for various purpose viz. infrastructure, harvesting machine and commercial complex. Out of which Rs.6.71 crore has been disbursed to 30 PACS. 2 PACS has taken sugarcane harvester machine amounting to Rs.2.23 crore for that they will get 40% subsidy from Govt. So Bank and PACS are on follow up with company and Govt. We are going to disburse Rs.1.10 crore to 20 PACS by January end and 7 new proposals amounting Rs.2.25 crores will be sent shortly.

Financial Literacy centre:

NABARD’s FLC scheme has been implemented in the bank. Outdoor Financial Literacy Camps are conducted for formers, SHG group members and school students regularly.

KCC for Dairy Agril allied Advances:

The Credit facility has been extended for Dairy (Agril allied) under Kissan Credit Card.Rs.16.67 crores has been sanctioned for 5732 formers under said scheme.

Assistance to Pure drinking units and Godown/ office building:

The Bank has extended grant up to Rs. 2.00 Lakhs for setting up of Pure Drinking Water Unit, and also grant of Rs. 4.00 Lakhs is being provided for Infrastructure Development to Member Cooperative Societies.