| THE BAGALKOT D.C.C. BANK LTD., BAGALKOT | ||||
| Rate of Interest on various Non Agri loans | ||||
| S.No | Type of loan | Loan Limit (in.lakhs) | Rate of Interest | Product Codes |
| 1 | Salary Earners Loan | 10.00 | 13% | 30452 |
| 2 | Vehicle Loan | |||
| a).Heavy Vehicles | 40.00 | 12% | ||
| b).Other Vehicles | 40.00 | 11% | 30453 | |
| 3 | Housing Loan | 75.00 | 10% | 30451 |
| 4 | Housing Loan to Staff | 8% | 30403 | |
| 5 | Staff CC Loan | 8% | 13107 | |
| 6 | Easy Loan | |||
| a).Taluka Places | 10.00 | 13% | 30457 14002 | |
| b).Other than Taluka Places (Except G.P) | 5.00 | 13% | 30457 14002 | |
| 7 | Gold Loan | |||
| a).Upto 5.00Lakh | 5.00 | 12% | 30454 30458 | |
| b). Above 5.00 to 10.00 Lakh | 10.00 | 12.00% | ||
| 8 | Cash Credit & Overdrafts | 40.00 | 13% | 13001 13004 13006 13011 13016 13019 14001 |
| 9 | Bank Salary Earners Sty | 9% | 13015 | |
| 10 | Non Farming Sector Loan (NFS) | 40.00 | 13% | 30455 |
| 11 | Weavers Loan(MT) | 5.00 | 1% | 30301 |
| 12 | S.H.G. Linkage Through Bank | 10.00 | 12% | 30202 |
| 13 | S.H.G. Through PACS | 10% | 30206 | |
| 14 | Kayak Yojane | 12% | 30205 | |
| 15 | Joint Laibility Group | 12% | 30204 | |
| 16 | SGSY | 9% | 30203 | |
| 17 | Education Loan | 10.00 | 13% | 30456 |
| 18 | Loan on rent of Commercial Building/Complex | 40.00 | 13% | 30312 |
| 19 | Project finance loans | 12.50% | 30311 | |
| 20 | Sugar Factory Loans | |||
| a).Term Loan | _ | 12.50% | 30302 30303 30304 30307 30309 30310 | |
| b).Working Capital Loan | _ | 11% | 13012 | |
| c).Hypothication Loan | _ | 12% | 13013 | |
| 21 | PACS as MSC Loan | 4.00% | 30511 | |
| 22 | Loan on Office rent | 13.00% | 30999 | |
| 23 | Godown Loan To PACS | 12.00% | 30201 | |
| DY.GENERAL MANAGER | ||||
| Agricultural Loans | ||||
| (these loans have concessional rate of interest,difference rate born by state govt) | ||||
| Short term Loans | ||||
| S.No | Type of loan | Loan Limit (in.lakhs) | Rate of Interest fixed by state govt | |
| 1 | Basaveshwara Kisan Credit Card (Short term) | Upto 3.00 | 0% | |
| Medium term Loans | ||||
| 1 | Bore well with IP set | 10.00 | 3% | |
| 2 | Pipe line | 10.00 | 3% | |
| 3 | Plantation and Horticulture with Drip Irrigation | 10.00 | 3% | |
| 4 | Drip Irrigation | 10.00 | 3% | |
| 5 | Tractor Loan | 9.00 | 3% | |
| 6 | Sericulture | 10.00 | 3% | |
| 7 | Solar pump sets Loan. | 10.00 | 3% | |
| 8 | Land Development | 10.00 | 3% | |
| 9 | Poultry Loan | 10.00 | 3% | |
| 10 | Dairy Loan | 10.00 | 3% | |
| 11 | Green House | 10.00 | 3% | |
| 12 | Sheep Rearing | 10.00 | 3% | |